Trekking cover for your route
From a walking holiday to a trek to Everest Base Camp, the right insurance starts with knowing your route. With True Traveller, you can choose cover for the altitude you’ll reach and the activities you have planned along the way.
Our policies include up to £10 million for medical treatment and repatriation, with helicopter rescue when medically necessary and authorised by our Emergency Medical Assistance Service. Cover is subject to the policy terms and the options you select.
Which trekking pack do I need?
Choose your activity pack based on the highest point of your route, including any summit days or optional excursions.
- Traveller Pack: included as standard, covering trekking up to 3,000 metres.
- Adventure Pack: covers trekking up to 4,600 metres.
- Extreme Pack: covers trekking above 4,600 metres, with no upper altitude limit for trekking.
For travellers aged over 66, trekking cover is limited to a maximum altitude of 4,600 metres.
The type of activity matters too. If your route involves technical climbing, check our mountaineering cover rather than choosing a pack based on altitude alone. See the activity packs and their conditions.
Trekking in Nepal
If you’re trekking in Nepal, add the Trekking in Nepal option as well as choosing the activity pack for your route.
For Everest Base Camp, select the Extreme Pack and the Trekking in Nepal option. The same selections apply to Mera Peak and Island Peak, which True Traveller includes under trekking cover for insurance purposes. These routes go above 4,600 metres, so we can’t cover them for travellers aged over 66.
If you’re unsure which cover suits your plans, send us your itinerary and we’ll help you check.
Trekking and mountaineering: what’s the difference?
For insurance purposes, trekking and mountaineering are different activities. The cover you need depends on how you’ll make the ascent, as well as how high you’ll go.
Routes that can be completed by walking without technical climbing equipment generally fall under trekking cover. Our trekking cover includes Kilimanjaro. Our activity list also specifically includes Mera Peak and Island Peak under trekking for insurance purposes; this is an insurance classification, rather than advice about the equipment or skills needed for your route.
We define mountaineering as climbing that involves ice climbing, rock climbing or mixed climbing, using appropriate technical equipment and carrying your own gear throughout the climb.
For mountaineering, you’ll need the Ultimate Activity Pack, which provides cover up to a maximum altitude of 6,000 metres. If mountaineering in Nepal, also select the Trekking in Nepal option.
We don’t cover:
- Mountaineering without ropes, harnesses or appropriate safety equipment.
- Climbing in remote or inaccessible regions.
- Exploratory expeditions or opening new routes.
- Highly specialised or extreme expeditions, such as an attempt on the summit of Everest.
Check the activity list and policy wording for your planned route. For specialist high-altitude or expedition-style mountaineering, contact the British Mountaineering Council (BMC) to discuss suitable cover.
Helicopter rescue and emergency assistance
If you become ill or injured on a remote trail, reaching medical care may require a helicopter evacuation. Helicopter rescue is included when medically necessary and authorised by the Emergency Medical Assistance Service, subject to your policy terms and selected cover.
It doesn’t cover a planned flight or transport simply because you decide to end your trek early.
Before you travel, read the emergency assistance instructions in your policy documents and keep the contact details with you. Make sure someone travelling with you knows where to find them.
Cover for the rest of your trip
Think about your whole holiday when arranging your insurance, including the days before and after your trek. Choose the area and dates of cover for your full trip, and check that any other activities you’re planning are included.
Baggage cover is optional. If you add it, check that the overall cover and individual item limits suit the belongings you’ll be taking.
Before buying, read the policy wording for your country of residence and chosen policy, including the benefits, excesses and exclusions. If you need help choosing your activity pack, contact us.
Frequently asked questions
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What altitude does True Traveller trekking insurance cover?
The Traveller Pack, included as standard, covers trekking up to 3,000 metres. The Adventure Pack covers trekking up to 4,600 metres, and the Extreme Pack covers trekking above 4,600 metres, with no upper altitude limit for trekking. For travellers aged over 66, the maximum altitude we can cover for trekking is 4,600 metres.
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Do I need an extra option for trekking in Nepal?
Yes. Select the Trekking in Nepal option alongside the activity pack that matches your route.
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Can I get cover for Everest Base Camp?
Yes. For Everest Base Camp in Nepal, you’ll need the Extreme Pack and the Trekking in Nepal option. As the trek goes above 4,600 metres, we can’t provide cover for travellers aged over 66.
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Do you cover Mera Peak and Island Peak?
Yes. For the purposes of True Traveller insurance, Mera Peak and Island Peak are included under trekking cover. Select the Extreme Pack and add the Trekking in Nepal option. For travellers aged over 66, trekking cover is limited to 4,600 metres, so we can’t cover these routes for that age group. Check your itinerary against the activity list and policy wording, and contact us if your route includes other climbing activities.
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Which activity pack do I need for the Inca Trail?
Choose your pack using the highest point of your itinerary. The Adventure Pack covers trekking up to 4,600 metres. If your route goes higher, you’ll need the Extreme Pack, subject to the age limit for trekking above 4,600 metres.
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Do you cover mountaineering?
Yes. Adding the Ultimate Activity Pack provides mountaineering cover up to a maximum altitude of 6,000 metres. Mountaineering means ice climbing, rock climbing or mixed climbing using appropriate technical equipment and carrying your own gear throughout the climb. Exclusions apply, including climbing without appropriate safety equipment, climbing in remote or inaccessible regions, opening new routes and highly specialised or extreme expeditions. If mountaineering in Nepal, also select the Trekking in Nepal option. If you’re unsure whether your trip falls under trekking or mountaineering, send us your itinerary before arranging cover.
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Is helicopter rescue included?
Yes, when medically necessary and authorised by the Emergency Medical Assistance Service, subject to your policy terms and selected cover. It doesn’t cover a flight simply because you want to leave a trek early.
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How much medical and repatriation cover is included?
True Traveller policies include up to £10 million for medical treatment and repatriation. The policy wording explains the terms, limits, excesses and exclusions.
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Can I add baggage cover?
Yes. Baggage cover is optional and can be added when arranging your insurance. Check that the overall cover and individual item limits suit what you’ll be taking.